GFE Specialist

Company Name:
United Shore Financial Services
United Shore Financial Services is one of the largest independent mortgage bankers in the United States
Headquartered in Troy, MI, USFS was founded more than 26 years ago on the principle of providing borrowers with the opportunity to pursue the American Dream of homeownership. The foundation of our success is our team of more than 1,000 experienced and dedicated professionals. Our lines of business cover the complete spectrum of residential mortgage lending from retail to wholesale. Our brands include Shore Mortgage, United Wholesale Mortgage and Capital Mortgage Funding. Our business has great momentum as we continue to emphasize our unique value proposition across each channel.
The Good Faith Estimate Specialist must have full knowledge of the GFE document. They must thoroughly understand the rules and regulation, laws, and compliance for the new GFE and Change of Circumstance. The Good Faith Estimate Specialist is responsible for the compliance of the GFE and TIL. Must regenerate documents and send out prior to closing if necessary based on guidelines.
Insure the accuracy and compliance of GFE and Truth and Lending
Process Change of Circumstances
Insure that all incoming work is processed timely and accordance with company policy.
Stays abreast of state and federal laws and investor guidelines.
Demonstrates a high level of customer service and communication skills.
Accurate data input into computer systems in a timely manner
Communicate and interact with other departments
Understand and keep informed with Shore/UWM loan products and services
Verify the Fee Schedule is correct with Broker/Correspondent prior to closing/funding
We encourage new ideas and ways of doing things. It is vital that we all work together to change, adjust and make our processes the best they can be. Communication and rapport building with internal/external customers is at the heart of the longevity of our office and team.
Proper use and maintenance of all systems
Excellent communication skills, both verbal and written
To always provide the client with what was promised and then more
Truly care about people and their needs
Know how to prioritize their workday and never end the day with unreturned phone calls
Understand that we are all better together than apart (synergy)
MAKE IT HAPPEN and have fun!
High School Graduate
Minimum of two years experience closing conventional, government or non-conforming loans
General knowledge of Underwriting, Product and Title Insurance requirements/procedures
Great, positive, winning attitude
Ability to be flexible and work under pressure
Excellent communication skills-written, phone and presentation
Strong computer knowledge and skills
Internet experience
Knowledge of lender paid and borrower paid compensation per TILA guidelines.
RESPA knowledge
Mid Level
2 Years Closing, Servicing, or Secondary
2 Years in Processing and/or Underwriting
All the above duties and responsibilities are essential job functions subject to reasonable accommodation. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job related instructions as requested by their supervisor, subject to reasonable accommodations. This document does not create an employment contract, implied or otherwise, other than an "at will" employment relationship. United Shore Financial Services is anEqual Opportunity/Affirmative Action Employer
Date: 2014-03-21
Country: US
State: MI
City: Troy

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