Sr Portfolio Manager - CRE
A Portfolio Manager must be an analytical, organized, team-focused individual with good verbal and written communication skills.
This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis.
Portfolio Managers work in a team environment as a key player within the relationship deal team.
Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio as well as managing the loan closing process.
Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.
Underwrite, Analyze and Close Loans:
Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests.
Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.
Portfolio Management:
Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews.
In addition, responsible for managing delinquencies and collateral exceptions.
Relationship Management:
Highly visible role in managing the client relationship along with the deal team.
Training:
Mentor, train and develop junior team members.
Maintaining Knowledge:
Knowledgeable about the various commercial products available to clients as well as general market/industry trends.
Job Requirements:
Bachelors degree requiredPortfolio Manager I 3-5 years of experience, may include less experience per management evaluation if individuals demonstrated the ability or met requirements of the portfolio manager position Handles transactions/relationships/portfolio with the lowest level of complexity Portfolio Manager II 5-8 years of experience Handles transactions/relationships/portfolio with moderate level of complexity Senior Portfolio Manager 8-12 years of experience Handles transactions/relationships/portfolio with high level of complexity Experience working with less experienced team members to mentor and develop them, sharing expertise and insights Senior Portfolio Manager 2 12
years of experience Handles transactions/relationships/portfolio with the highest level of complexity Experience working with less experienced team members to mentor and develop them, sharing expertise and insights A high level of oral and written interpersonal skills are necessary to recommend loan transactions to bank senior management Excellent leadership and communication skills enabling smooth and efficient loan closings as well as daily portfolio management Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training) Demonstrated knowledge of financial statement analysis Excellent interpersonal and verbal and written communication skills Excels in a team environment Ability to effectively interact with all levels of leadership and employees within the organization Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges Familiarity with nCino, Credit Lens, AFS is a plus Credit Analysis or Loan Review experience, preferably in the banking industry Adhere to all REGULATORY AND COMPLIANCE issues linked to the job and the team and understand how these issues help the bank achieve the vision of remaining an independent bank.
Staff member is expected to consistently adhere to regulatory and compliance policies and standards linked to their job as listed.
Staff member will not repeatedly act in a manner signifying intentional or willful noncompliance, nor exhibit gross negligence or a general disregard for compliance and regulatory standards.
Staff member must ensure compliance with applicable federal, state and local laws and regulations.
Staff member must complete all required compliance training on a timely basis.
Staff member will maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures.
Staff member must take responsibility to keep up to date with changing regulations and policies.
Recommended Skills Accounting Control Business Relationship Management Communication Credit Analysis Finance Interpersonal Skills Estimated Salary: $20 to $28 per hour based on qualifications.
This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis.
Portfolio Managers work in a team environment as a key player within the relationship deal team.
Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio as well as managing the loan closing process.
Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.
Underwrite, Analyze and Close Loans:
Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests.
Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.
Portfolio Management:
Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews.
In addition, responsible for managing delinquencies and collateral exceptions.
Relationship Management:
Highly visible role in managing the client relationship along with the deal team.
Training:
Mentor, train and develop junior team members.
Maintaining Knowledge:
Knowledgeable about the various commercial products available to clients as well as general market/industry trends.
Job Requirements:
Bachelors degree requiredPortfolio Manager I 3-5 years of experience, may include less experience per management evaluation if individuals demonstrated the ability or met requirements of the portfolio manager position Handles transactions/relationships/portfolio with the lowest level of complexity Portfolio Manager II 5-8 years of experience Handles transactions/relationships/portfolio with moderate level of complexity Senior Portfolio Manager 8-12 years of experience Handles transactions/relationships/portfolio with high level of complexity Experience working with less experienced team members to mentor and develop them, sharing expertise and insights Senior Portfolio Manager 2 12
years of experience Handles transactions/relationships/portfolio with the highest level of complexity Experience working with less experienced team members to mentor and develop them, sharing expertise and insights A high level of oral and written interpersonal skills are necessary to recommend loan transactions to bank senior management Excellent leadership and communication skills enabling smooth and efficient loan closings as well as daily portfolio management Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training) Demonstrated knowledge of financial statement analysis Excellent interpersonal and verbal and written communication skills Excels in a team environment Ability to effectively interact with all levels of leadership and employees within the organization Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges Familiarity with nCino, Credit Lens, AFS is a plus Credit Analysis or Loan Review experience, preferably in the banking industry Adhere to all REGULATORY AND COMPLIANCE issues linked to the job and the team and understand how these issues help the bank achieve the vision of remaining an independent bank.
Staff member is expected to consistently adhere to regulatory and compliance policies and standards linked to their job as listed.
Staff member will not repeatedly act in a manner signifying intentional or willful noncompliance, nor exhibit gross negligence or a general disregard for compliance and regulatory standards.
Staff member must ensure compliance with applicable federal, state and local laws and regulations.
Staff member must complete all required compliance training on a timely basis.
Staff member will maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures.
Staff member must take responsibility to keep up to date with changing regulations and policies.
Recommended Skills Accounting Control Business Relationship Management Communication Credit Analysis Finance Interpersonal Skills Estimated Salary: $20 to $28 per hour based on qualifications.
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